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A two-lot strata scheme, common in duplexes and dual occupancies, is not exempt from NSW strata legislation just because there are only two owners. The owners corporation still exists and carries statutory duties for insurance, maintenance and annual reporting, though some requirements, such as collective building insurance or a capital works fund, can be exempted in specific circumstances, such as when the buildings are fully detached. Because decisions in a two-lot scheme generally need agreement between both owners rather than a majority vote, disagreements can deadlock and may need to go to mediation or NCAT, so documenting arrangements properly through by-laws matters more, not less, with only two owners.

A dual entitlement title can arise in NSW after a boundary adjustment, where each neighbour continues to separately own the part of land that was formerly their own lot, rather than owning the new lot jointly. Because both titles still show separate ownership, a simple Transfer isn't enough to fix it: a Deed of Partition is generally required to legally divide the interests before registration with NSW Land Registry Services. Owners should get legal advice early, as transfer duty and potential tax implications need to be assessed before documents are signed, not after settlement is arranged.

From December 2026, new NSW legislation clarifies who can lawfully consent to restrictive practices for adults who lack decision-making capacity. Being an Enduring Guardian doesn't automatically give someone this authority — the Appointment of Enduring Guardian must specifically name restrictive practices as an authorised decision. Families should review existing appointments now, especially before a loved one moves into residential aged care, as aged care providers will require this specific authorisation before restrictive practices can be used

Thinking of selling a high value property in NSW? Here's what to consider before you list, from documentation and tax to contracts and privacy.